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COVERAGE THAT GOES BEYOND THE BASICS
Specialized Insurance
Why Specialized Insurance Matters
Not every risk fits in a standard box. Whether you're in construction, navigating cyber threats, or want added personal protection, specialized insurance provides targeted solutions for unique exposures. At Summit Insurance, we offer flexible, purpose-built policies designed to give you the confidence to operate — no matter how specific your needs.
Designed for the unexpected
Our specialized insurance options cover a wide range of circumstances, including:
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Construction site risks
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Personal injury or disability due to accidents
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Cybersecurity breaches and data loss
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Equipment damage and third-party liabilities
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Business interruption due to unforeseen events
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These policies offer a critical layer of support for industries and individuals facing non-traditional or higher-risk situations.
Coverages we offer
Contractor’s All Risk Insurance
This covers construction sites and buildings under development — including tools, materials, and third-party injury or property damage. This policy is a must-have for contractors and developers looking to minimize exposure during active projects.
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Personal Accident Insurance
This provides financial support following accidental injury or death, including loss of income, medical costs, and permanent disability coverage. Ideal for individuals, freelancers, and employees in physically demanding roles.
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Cyber Insurance
This protects your business from the rising threat of cybercrime — including ransomware, data breaches, and system compromises. Coverage includes financial loss, data recovery, and liability protection for compromised customer information.
